Welcome to Utupay
Expanding Convenience

Utupay is a technology driven financial solution that expands users control over their money.

Utupay which can be aptly pronounced ‘you too pay’, is developed to enable individuals and small businesses to conduct financial transactions at extremely low cost and without the rigors of operating a more traditional bank account.

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Why Choose Us

We know that you are careful with who you entrust your money and information with and that is why we go the extra mile to ensure your experience with us is seamless and secure.

Digital Wallet

Digital Wallet for multiple currency conversion & transactions.

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Easy Payment

Frictionless payment system with our tailored user centred experience.

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Exchange Rate

Modest conversion rates when you convert to your preferred currency.

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API Integration

Merchant APIs with simple integration; one click to activate.

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Our Best Services

We are committed to shaping the financial industry through innovative technologies, bright ideas and a dedicated team. The products we have are developed to tackle various predominant problems individuals and small businesses face daily.

Multiple Currency Bucket

Convert your money to your preferred currency to either save, withdraw or use for payment.

Payment Gateway

You can now make payments on your favorite merchants’ website without inputting your card details.

Digital Wallet

Our digital wallet comes with an easy-to-use interface for payments and recurrent bills.

Smart Debit Card

There is large record of credit card theft and that is why we decided to make our cards smart.

Wallet Inter-operability

We are creating a new dimension and culture that will expand the ways financial transactions are being done.

Cashing Gift Cards

Your gift cards, loyalty cards, and coupons can be converted to real cash with Utupay.

Reserve a spot

We value you as a potential user. You can drop your email and we will notify you when we go live.

Latest News

History of money

Money is an economic unit that functions as a generally recognized medium of exchange for transactional purposes in an economy. From time immemorial, money has transformed from one form to another through necessities, that is why money has no value unless the value we put on it.

Speed of money

In our constantly evolving world, everyone and everything has to adopt new ways to keep up, money is not exempted. That is why the velocity of money can simply be explained as the number of time one unit of a currency can be used to make purchases within a given time period.

Freedom to dare

This is the road less traveled (Robert Frost). Lolly Daskal also reminds us that if we are to do great things, we must always be motivated to take bold risks. These quotes epitomizes the mindsets of those people who were bold enough to transform currency and its mode of usage over the years.

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